Retirement InSight and Trends
Retirement readiness and income planning insights for retirement advisors.
Manish Malhotra, MBA, Founder, President & CEO of Income Discovery – Expert on Retirement Income Planning Software Editor’s note: Retirement income planning is complex, as it requires breaking down the silos of retirement plan or product type and evaluating how to combine resources such as Social Security, human capital, home equity, and various types of …
Denise Appleby, MJ, CISP, CRC®, CRPS, CRSP, APA, Founder and Owner of Appleby Retirement Consulting, Inc. Editor’s Note: Since 2007, the amount of assets in IRA accounts has exceeded the amount of assets in 401(k) plans. IRA accounts now hold $6.6 trillion of the $23 trillion in retirement assets in the U.S as of first …
Greg Prost, CFA® Editor’s note: What I haven’t been seeing at the national retirement conferences recently is how the Fed was going to bring us out of these historically low interest rates without putting a damper on economic activity and prolonging the slow recovery that we’ve been experiencing for the past five years. So when …
Betty Meredith, CFA, CFP®, CRC®, Director of Education, and Research, InFRE Editor’s note: This presentation was delivered at the 2013 Financial Planning Association Annual conference By Betty Meredith, CFA, CFP®, CRC®, Director of Education, and Research, InFRE I recently observed two of eight focus groups held to capture how the middle market retirees today, ages 63 to 75, …
Michael Falk, CFA, CRC® – Behavioral Finance & Investment Management Expert Editor’s note: Below is an adaptation of the live webinar delivered by Michael Falk in 2014. Michael’s comments have been edited for clarity and length.. By Michael Falk, CFA, CRC®, Focus Financial Consulting We find in retirement planning that markets do what markets do, …
Betty Meredith, CFA, CFP®, CRC®, Director of Education, and Research, InFRE By Betty Meredith, CFA, CFP®, CRC®Director of Education and Research, InFRE As financial planners, we know that when someone arrives at retirement age and doesn’t have enough financial assets accumulated for retirement, there are still things they can do to substantially increase their retirement …
Betty Meredith, CFA, CFP®, CRC®, Director of Education, and Research, InFRE By Betty Meredith, CFA, CFP®, CRC®Director of Education and Research, InFRE The financial planning industry is not ready to help the middle market make informed retirement decisions when they need it most. In my April, 2013 article in the Journal of Financial Planning (Still MIA: …
Michael Falk, CFA, CRC® – Behavioral Finance & Investment Management Expert Editor’s note: Below is an adaptation of the live webinar delivered by Michael Falk in 2014. Michael’s comments have been edited for clarity and length. Retirement is an appropriate goal for every working American. But to businesses and entire economies, it is becoming a …
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