Posts Tagged retirement income

IRS Issues Final Regulations on Longevity Annuities in Individual Account Plans

By Lisa A. Scalia, CPC, QPFC, QPA, QKA Joanne Jacobson, JD, LLM Marjorie Martin, EA, MAAA, MSPA From the Knowledge Resource Center of Buck Consultants Effective July 2, 2014, deferred annuities that meet the criteria for a qualifying longevity annuity contract can be excluded from participant account balances when calculating required minimum distributions. This will […]

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Posted in: PROVIDE Retirement Income, Retirement Distributions/Withdrawals, Retirement Investing and Investments

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Asset Management Approaches for Retirement Income Don’t Work for the Middle Market

By Betty Meredith, CFA, CFP®, CRC® Director of Education and Research, InFRE The financial planning industry is not ready to help the middle market make informed retirement decisions when they need it most. In my April, 2013 article in the Journal of Financial Planning (Still MIA: Comprehensive Best Practices for the Mid-Market), I referred to a […]

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Posted in: PROVIDE Retirement Income, Retirement Income Planning and Spending

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Welcome to InFRE’s October, 2013 Issue of Retirement Insight and Trends

Retirement InSight and Trends is the quarterly newsletter for the International Foundation for Retirement Education’s Certified Retirement Counselors® (CRC®s) to help retirement professionals with the practical application of new retirement readiness, counseling, planning and income management concepts for the mid-market. Find out more about the CRC® and InFRE here. This issue is no longer eligible […]

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Welcome to InFRE’s June, 2013 Issue of Retirement Insight and Trends

Retirement InSight and Trends is the quarterly newsletter for the International Foundation for Retirement Education’s Certified Retirement Counselors® (CRC®s) to help retirement professionals with the practical application of new retirement readiness, counseling, planning and income management concepts for the mid-market. Find out more about the CRC® and InFRE here. This issue is no longer eligible […]

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Posted in: Quarterly Issue Home Page

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Developing Retirement Income Planning Guidelines for the Mid-market

By Betty Meredith, CFA®, CFP®, CRC® The U.S. Senate Special Committee on Aging asked the Government Accountability Office (GAO) to report on recommendations of professionals and choices made by American workers regarding retirement income. For this report, the GAO interviewed officials from the Department of Labor, the Internal Revenue Service, the Securities and Exchange Commission, […]

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Posted in: PROVIDE Retirement Income, Retirement Income Planning and Spending

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How Well are Reverse Mortgages Meeting the Needs of the Mid-market?

By Betty Meredith, CFA®, CFP®, CRC® For the average mid-market American, home equity is their largest household asset. As retirement counselors, we need to understand options for helping retired clients appropriately use their home equity if their economic situation requires it, such as selling their home/downsizing if access to their equity isn’t feasible, or alternatives if they […]

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Posted in: PROVIDE Retirement Income, Retirement Investing and Investments

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Managing Retirement Income for the Middle Income Americans – Part 2

By Betty Meredith, CFA®, CFP®, CRC® Editor’s note: This is the second half of a two-part article on a retirement income planning process for the mid-market. The first half can be accessed here. Step 4: Identify Options for Addressing Gaps Steps 1, 2, and 3 make up the data collection phase of creating a retirement […]

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Posted in: PROVIDE Retirement Income, Retirement Income Planning and Spending

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