Welcome to the April, 2024 Issue of Retirement Insight and Trends – 1 CFP and CRC CE Credit

Retirement InSight and Trends is the quarterly newsletterr from the Retirement Resource Center that helps committed professionals with the practical application of new concepts in the field of retirement planning and income management. The articles below comprise this retirement-specific newsletterr. Click on the links below to read each article online separately, or click here to view and print the issue in its entirety.

1. “Using Housing Wealth and Qualified Retirement Benefits to Facilitate Asset Division in Silver Divorce” by Barry Sacks, PhD, JD. Silver divorce is on the rise. Almost ten years ago, in October 2014, a study showed that since 1990, the divorce rate for Americans over age 50 has doubled and more than doubled for those over age 65. It is still increasing even today, so for those of you who are financial planners or family law attorneys, whatever your contact with the financial world, be aware that many older people are getting divorced.
2. “5 Critical Social Security Concepts You Should Know to Elevate Your Credibility'” by Heather L. Schreiber, RICP®, HLS Retirement Consulting, LLC. Advisors generally don’t want to become Social Security experts. I always look at how I can help you add more value because your clients want you to. They expect you to be able to talk about it; it is part of their retirement income plan. You need to know the basic concepts and, more importantly, how to weave those conversations into what you are already doing well.
3. “Maximizing Retirement Success: Beyond Assets and Liabilities” by Chia-Li Chien, PhD, CFP®, PMP®, CPBC. Many years ago, I was working with a client who we’d categorize as house-rich but cash-poor when planning for retirement. In a nutshell, they did not have enough to sustain their current lifestyle into retirement.

This issue is worth one free CRC^®, CFP^®, CRPC^®, ASPPA, and the American College’s Professional Recertification Program (CLU^®, ChFC^®, CASL) CE credit upon reading all the articles and successfully completing the online quiz. An email will be sent to you and the Retirement Resource Center upon successful completion (score of 70% or more) of the CE exam. Click here for the Continuing Education Exam that corresponds to this issue. Click here to see other free issues that you may read. Recent issues are eligible for CRC^®, CFP^®, CRPC^®, ASPPA, the American College’s Professional Recertification Program (CLU^®, ChFC^®, CASL) and other CE credit when you pass the online exam. To report CE:

• Your score will automatically be sent to the Retirement Resource Center to report your CRC^® credit to InFRE and/or CFP^® credit to the CFP Board.
• You are responsible for reporting your CE hours for CRPC^®, ASPPA recertification and the American College\’s Professional Recertification Program (CLU^®, ChFC^®, CASL).

Looking for additional CE opportunities? Visit the continuing education section of the Retirement Resource Center store to find hundreds of additional professional development and continuing education options by leading experts, the way you want to learn, at the level that’s right for you.