Retirement InSight and Trends is the quarterly newsletter for the International Foundation for Retirement Education’s Certified Retirement Counselors® (CRC®s) to help retirement professionals with the practical application of new retirement readiness, counseling, planning and income management concepts for the mid-market. Find out more about the CRC® and InFRE here.
This issue is no longer eligible for CE credit. Click here to see other free issues that you may read.
The articles below comprise this retirement-specific newsletter. Click on the links below to read each article online separately, or click here to view and print the issue in its entirety.
- Retire With More – Tax-Advantaged Business Sales” by Tiffany T. House, CAP®, CEPA, FCEP, Gift Planning Institute and Tax & Estate Strategy. There are many tax-advantaged sale options. My goal is to help you understand how various planning tools apply to different corporate structures of businesses like S-Corp, C-Corp, and LLCs and for you to feel confident as an advisory team member when clients are ready to sell their businesses.
- “Helping Clients Provide for Their Child and Protect Their Retirement with Special Needs Planning – Trusts, Benefits and ABLE” by Derek Graham, Partner, Resch, Root, Philipps & Graham, LLC. My business partner and I teach a class at Ohio State. In this class, we talk about a triangle of services in financial planning.
- “How Social Security Benefits Taxation and IRMAA Raise Marginal Tax Rates in Retirement” by Greg Geisler, PhD, CPA, Clinical Professor of Accounting at Indiana University-Bloomington. The Social Security Tax Torpedo is a problem for moderate-income retirees. “Tax Torpedo” is just a cute word for a very high marginal tax rate.